Smart Choice Technologies Ltd. established on 2001, popularly known as SCT and SCT-Network is a Payment Service Operator (PSO) licensed under the Nepal Central Bank. SCT provides diverse range of state-of-the-art payment platforms to classed Bank and Financial Institutions, Cooperatives, Payment System Operators (PSOs) and Payment Service Operators (PSOs). Portfolio of services includes SCT-UPI Debit Card Services, ATM Management Services, Smart QR Network, Fast Banking – Omni Channel Solution and SCT nPay – Aggregated Payment Gateway. SCT has also entered into a strategic alliance with international payment processors and schemes (Union Pay International, Pulse Network, FSS etc.) to extend its services and accessibility

SCT is Pioneer to introduce first of its kind, integrated shared switching payment Network in Nepal, along with Domestic Proprietary Card Scheme (SCT) in Nepal. SCT offers diversified payment services ranging from Issuance of Dual Interface (Contact and Contactless) Debit and Prepaid Card (Domestic and International), Interconnection of ATM & POS, Interoperability between multiple BFIs, Gateway to International Schemes, QRC Payment Platform and complete solution of Financial Technology thereby supporting the growth and infrastructure for Digital payment in Nepal.

SCT is indigenously developed payment system in Nepal- designed to meet the expectation and need of Nepalese Consumers, Banks, PSP, merchant’s echo-system and other domestic digital platform.

Vision
To establish SCT as the most preferred payment solution provider by providing integrated secure payment solution by single platform.

Mission
Transformation of digital payment landscape with diverse range of secured payment services envisioned to drive cashless economy.